Reliance standard annuity renewal rates

Renewal Rate Annual Point to Point – Capped Strategy: Interest credited under this Strategy for a Contract Year will be Reliance Standard Fixed Index Annuity Products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the Annuities. Reliance also offers annuities to save for retirement. They are available in two forms: traditional fixed annuity and fixed index products. Rates. Rates are not offered on the Reliance Standard website, but that is common for an insurance company focused on employee benefits.

At Reliance Standard Life Insurance Company, you’ll receive a competitive, guaranteed initial interest rate for one or more years. will declare a new interest rate each year, which will never be lower than the guaranteed minimum rate. You may also receive a bonus interest rate for the first year of your contract. You want to contribute to an annuity because you’ve already contributed the maximum to your IRA or other qualified plans. Single Premium Deferred Annuity Minimum Premium: $10,000 (minimum of $5,000 per strategy) Working with your insurance professional and other trusted advisors, Reliance Standard can help you find As % of General Account Assets: 10.50 % Mortgages: 21.90 % Real Estate: 0.00 % Policy Loans: 0.00 % Cash & Short-Term: 2.30 % Other Invested Assets: 2.10 % 5 Year Average (Industry Average 3.99%): 5.67 % Bonds In or Near Default: 7.10 % Problem Mortgages: 2.90 % Real Estate Acquired by Foreclosure: 0.10 % Total On each contract anniversary, you may reallocate your annuity value among the strategies then available so long as you notify Reliance Standard at least two weeks before each contract anniversary of such reallocation. The minimum amount you may reallocate is $5,000 and $5,000 must remain in any one strategy.

Choice for Safety Conscious Individuals Min Renewal Rate Guarantee 1 n’l Pt -o Cap 4 .7 0%2 A n’l P t-o ar e 4 .0%1 Reliance Standard Fixed Index Annuity Products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the

First Reliance Standard Life Insurance Company; First Symetra National Life Lincoln Life Assurance Company of Boston*; Lincoln Life & Annuity Company  Type: Standard Mail: (Fixed Annuity & Life) P.O. Box 660191 Contact: SOC - Benefit Payment Services First Reliance Standard Life Insurance Company. Reliance Standard is a branding name. Insurance products and services are offered by Reliance Standard Life Insurance Company in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. At Reliance Standard Life Insurance Company, you’ll receive a competitive, guaranteed initial interest rate for one or more years. will declare a new interest rate each year, which will never be lower than the guaranteed minimum rate. You may also receive a bonus interest rate for the first year of your contract.

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At Reliance Standard Life Insurance Company, you’ll receive a competitive, guaranteed initial interest rate for one or more years. will declare a new interest rate each year, which will never be lower than the guaranteed minimum rate. You may also receive a bonus interest rate for the first year of your contract. You want to contribute to an annuity because you’ve already contributed the maximum to your IRA or other qualified plans. Single Premium Deferred Annuity Minimum Premium: $10,000 (minimum of $5,000 per strategy) Working with your insurance professional and other trusted advisors, Reliance Standard can help you find As % of General Account Assets: 10.50 % Mortgages: 21.90 % Real Estate: 0.00 % Policy Loans: 0.00 % Cash & Short-Term: 2.30 % Other Invested Assets: 2.10 % 5 Year Average (Industry Average 3.99%): 5.67 % Bonds In or Near Default: 7.10 % Problem Mortgages: 2.90 % Real Estate Acquired by Foreclosure: 0.10 % Total On each contract anniversary, you may reallocate your annuity value among the strategies then available so long as you notify Reliance Standard at least two weeks before each contract anniversary of such reallocation. The minimum amount you may reallocate is $5,000 and $5,000 must remain in any one strategy. Florida Only: The FGA3 is limited to two renewal periods and the FGA5 is limited to one renewal period. The FGA7 and FGA10 do not have renewal periods beyond the initial guaranteed period. S&P 500® with annual Cap Rate and Par Rate S&P 500® with annual Cap Rate and Par Rate S&P 500® with annual Cap Rate and Par Rate Index Select Annuity 5 1 Choice for Safety Conscious Individuals Min Renewal Rate Guarantee 1 n’l Pt -o Cap 4 .7 0%2 A n’l P t-o ar e 4 .0%1 Reliance Standard Fixed Index Annuity Products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance, a suite of voluntary (employee paid) coverage options and fully integrated absence management.

1 Aug 2018 Fixed rate annuities are CD-like products meant for retirement. At the end of the term, you can renew for another term, take all your money out, or turn it into guaranteed Reliance Standard A+ 3.30% $17,626 Allowed.

On each contract anniversary, you may reallocate your annuity value among the strategies then available so long as you notify Reliance Standard at least two weeks before each contract anniversary of such reallocation. The minimum amount you may reallocate is $5,000 and $5,000 must remain in any one strategy. Florida Only: The FGA3 is limited to two renewal periods and the FGA5 is limited to one renewal period. The FGA7 and FGA10 do not have renewal periods beyond the initial guaranteed period. S&P 500® with annual Cap Rate and Par Rate S&P 500® with annual Cap Rate and Par Rate S&P 500® with annual Cap Rate and Par Rate Index Select Annuity 5 1 Choice for Safety Conscious Individuals Min Renewal Rate Guarantee 1 n’l Pt -o Cap 4 .7 0%2 A n’l P t-o ar e 4 .0%1 Reliance Standard Fixed Index Annuity Products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the

As % of General Account Assets: 10.50 % Mortgages: 21.90 % Real Estate: 0.00 % Policy Loans: 0.00 % Cash & Short-Term: 2.30 % Other Invested Assets: 2.10 % 5 Year Average (Industry Average 3.99%): 5.67 % Bonds In or Near Default: 7.10 % Problem Mortgages: 2.90 % Real Estate Acquired by Foreclosure: 0.10 % Total

Reliance Standard is a branding name. Insurance products and services are offered by Reliance Standard Life Insurance Company in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. At Reliance Standard Life Insurance Company, you’ll receive a competitive, guaranteed initial interest rate for one or more years. will declare a new interest rate each year, which will never be lower than the guaranteed minimum rate. You may also receive a bonus interest rate for the first year of your contract. You want to contribute to an annuity because you’ve already contributed the maximum to your IRA or other qualified plans. Single Premium Deferred Annuity Minimum Premium: $10,000 (minimum of $5,000 per strategy) Working with your insurance professional and other trusted advisors, Reliance Standard can help you find As % of General Account Assets: 10.50 % Mortgages: 21.90 % Real Estate: 0.00 % Policy Loans: 0.00 % Cash & Short-Term: 2.30 % Other Invested Assets: 2.10 % 5 Year Average (Industry Average 3.99%): 5.67 % Bonds In or Near Default: 7.10 % Problem Mortgages: 2.90 % Real Estate Acquired by Foreclosure: 0.10 % Total On each contract anniversary, you may reallocate your annuity value among the strategies then available so long as you notify Reliance Standard at least two weeks before each contract anniversary of such reallocation. The minimum amount you may reallocate is $5,000 and $5,000 must remain in any one strategy.

Reliance Standard is a branding name. Insurance products and services are offered by Reliance Standard Life Insurance Company in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. At Reliance Standard Life Insurance Company, you’ll receive a competitive, guaranteed initial interest rate for one or more years. will declare a new interest rate each year, which will never be lower than the guaranteed minimum rate. You may also receive a bonus interest rate for the first year of your contract. You want to contribute to an annuity because you’ve already contributed the maximum to your IRA or other qualified plans. Single Premium Deferred Annuity Minimum Premium: $10,000 (minimum of $5,000 per strategy) Working with your insurance professional and other trusted advisors, Reliance Standard can help you find As % of General Account Assets: 10.50 % Mortgages: 21.90 % Real Estate: 0.00 % Policy Loans: 0.00 % Cash & Short-Term: 2.30 % Other Invested Assets: 2.10 % 5 Year Average (Industry Average 3.99%): 5.67 % Bonds In or Near Default: 7.10 % Problem Mortgages: 2.90 % Real Estate Acquired by Foreclosure: 0.10 % Total On each contract anniversary, you may reallocate your annuity value among the strategies then available so long as you notify Reliance Standard at least two weeks before each contract anniversary of such reallocation. The minimum amount you may reallocate is $5,000 and $5,000 must remain in any one strategy. Florida Only: The FGA3 is limited to two renewal periods and the FGA5 is limited to one renewal period. The FGA7 and FGA10 do not have renewal periods beyond the initial guaranteed period. S&P 500® with annual Cap Rate and Par Rate S&P 500® with annual Cap Rate and Par Rate S&P 500® with annual Cap Rate and Par Rate Index Select Annuity 5 1